How to protect your trip overseas, and yourself, from unplanned incidents

Why do I need Travel insurance?

Traveling can be an enriching experience, whether it is for business, education, or leisure. However, it can also come with surprises. Being unprepared can turn an exciting trip into a stressful ordeal, from flight delays and lost luggage to medical emergencies abroad.

Fortunately, GLICO Travel Insurance can help protect against these losses.

Are there some exceptions to the policy benefits?

Under the losses and delays benefit, additional expenses incurred due to the delay by at least 4 hours at the departure of the common carrier contracted by you (the insured) for traveling are reimbursed, but it is excluded if this event takes place in your home country (Ghana).

Assistance/Compensation for events that occurred during a trip that had commenced before the insurance period comes into force, after the diagnosis of a terminal illness, or to receive medical treatment, are not covered by this insurance.

Compensation for the loss of in-flight checked-in baggage would not be considered payable if the minimum period of 21 days has not elapsed. For an event where the delay of the checked-in baggage is less than 4 hours, compensation would not be covered

 Who is covered, and when does cover begin and end?

•        Minimum age: 3 months

•        Maximum age: 75 years  

Cover begins the moment you (the insured) depart from Ghana, provided it is the effective date of the Policy, and ends upon your return or expiration of the Policy.

 Can I make changes to the insurance before the departure date?

Yes. You may change the period of cover before the effective date, that is, before the start date of the policy by giving at least 72 hours notice.

Next Step:
Contact us via call or WhatsApp on +233555305547

Protect What Matters Most

At GLICO Life, we understand that family is everything. Our Family Life Comprehensive Plan is a unique life insurance policy that provides complete protection for you and your spouse, so you can focus on living while we focus on safeguarding your future.

Who is Covered?

This plan is designed for:

• The main life/ policyholder (you)
• Your spouse

Together, you receive robust coverage that ensures peace of mind, financial security, and lasting protection.

What You Get

Family Life Comprehensive Plan comes with comprehensive benefits to give you full-circle coverage:

• Death Benefit
  A lump-sum payout to your family in the event of death to support them when they need it most. (100% of Sum assured)
• Accidental Death Benefit
  An enhanced benefit if death occurs due to an accident, providing added financial protection in unexpected circumstances. (Sum assured + 50%)
• Total Permanent Disability Benefit
  In the event of a disability that permanently prevents you from working, this benefit ensures continued financial stability. (Up to 100% of Sum assured)
• Critical Illness Benefit
  If diagnosed with a covered critical illness, you will receive a benefit payout to support treatment and recovery. (10% of Sum assured)
• Family Upkeep Benefit
  Payout of 5% sum assured to help your family manage day-to-day expenses in the aftermath of your passing.
• Return of Premiums

All premiums paid (minus administrative expenses) upon maturity.

Why Choose the Family Life Comprehensive Plan?

• Dual Coverage: One plan protects both you and your spouse.
• Holistic Protection: Covers life, health, accidents, and income support.
• Financial Peace of Mind: Ensures your family remains financially stable during life’s uncertainties.
• Affordable & Flexible: Designed with the modern Ghanaian family in mind choose options that suit your budget.

Ready to Secure Your Family’s Future?

Take the step today. Reach out to us to enroll in the Family Life Comprehensive Plan.

Call us on [+233547418750]
WhatsApp: [+233547418750]

Fa wo phone gye MOOORE ANIDASO! – Dial 765# to Get Insured in Minutes!

Insurance is one of the smartest ways to secure your future and protect your loved ones from financial hardship. It provides protection, stability, and peace of mind in navigating life’s uncertainties. But how prepared are you? Now, with GLICO Life’s More Anidaso policy, getting insured has never been easier or more accessible!

GLICO Life’s “More Anidaso” Insurance secures your future by simply dialing *765#. Whether you want to buy insurance, pay your premium, or make a claim, you can do it all from the comfort of your phone, anytime, anywhere! *765# got you! 3y3 simple k3k3!

Why Insurance Matters

For years, many Ghanaians, particularly those in the informal sector, have found insurance policies too complicated, expensive, or difficult to access. The result? Thousands of families are left financially vulnerable in times of crisis.

Imagine a trader who suddenly falls sick and can no longer work, an artisan involved in an accident, or a domestic assistant who loses a loved one but struggles to afford funeral expenses. These situations happen every day, leaving hardworking Ghanaians without a safety net.

That is why GLICO Life introduced the “More Anidaso” Insurance Policy—a simple, affordable, and accessible solution designed to cushion you and your family against life’s uncertainties.

More Anidaso Provides Affordable Insurance for All

For as little as GH¢15.00 per month, you can enjoy insurance coverage that provides peace of mind and financial security. Here’s what you get:

• Death Benefit – paid to your named beneficiaries in the event of your passing.
• Total Permanent Disability Cover – due to an accident or illness.
• E-Health Medical Support – free medical consultations with a doctor.

This means that for just GH¢15.00, you can protect yourself and your family from financial hardship when the unexpected happens.

*Insurance at Your Fingertips – 765#

What makes More Anidaso even more special? The convenience!

With a simple dial of *765#, you can:

• Buy insurance instantly—no paperwork, no hassle!
• Pay premiums through Mobile Money on any network.
• Make claims in minutes and receive payouts directly into your Mobile Money wallet.
• Add family members to your policy and secure their future too.

No long queues. No waiting. No stress. With *765#, insurance is now fast, easy, and accessible to everyone!

Real Stories, Real Benefits

Meet Fatima, a 35-year-old seamstress in Tamale. She always wanted insurance but never knew how to get it—until she discovered More Anidaso. One day, Afia fell seriously ill and needed urgent medical help. Thanks to the E-Health benefit, she could consult with a doctor for free, saving her money and getting her the right treatment.

Kwame, a 40-year-old taxi driver at Abossey Okai, had an accident that left him unable to work. Because he had More Anidaso, he received his Total Permanent Disability benefit, helping him support his family while he recovered.

These are just a few examples of how GLICO Life is making a real difference in the lives of hardworking Ghanaians.

Why Choose GLICO Life?

For nearly 40 years, GLICO Life Insurance has been a trusted name in Ghana’s insurance industry, providing innovative and reliable insurance solutions to individuals, families, and businesses. Our goal is simple—to make insurance accessible, affordable, and beneficial to every Ghanaian.

• We are reliable – A trusted insurance company with over three decades of experience.
• We are accessible – You can get insured anytime, anywhere with *765# and have offices in all the 16 regions of Ghana!
• We are affordable – For just GH¢15.00, you get extensive coverage.

Don’t Wait – Get Insured Today!

Life is unpredictable, but your financial security doesn’t have to be. Take charge of your future today.

INSURANCE MADE SIMPLE! Dial *765# now to get insured in minutes!
Protect yourself, secure your loved ones and enjoy a cushioned life with GLICO Life’s More Anidaso!

GLICO, we cushion you for life!

MAAME DUFIE ACHAMPONG-KYEI

MD, GLICO LIFE INSURANCE Ltd

On 27^th January 2025, GLICO Life held its first staff durbar for the year under the theme "Growth Beyond the Comfort Zone: A Customer-First, Digital-Driven Approach."

The event brought together employees from various departments to realign on the company’s goals and priorities for the year 2025.

The Managing Director, Maame Dufie Achampong-Kyei delivered a powerful address emphasizing the company’s strategic focus areas, including:

Revenue and Market Share Growth: Strengthening our market position through innovative offerings.

Customer-Centric Transformation: Putting customers at the heart of all business decisions.

Digital and Technological Advancement: Leveraging technology for seamless operations.

Operational Efficiency and Risk Management: Streamlining processes to enhance service delivery.

Workforce Development and Innovation: Equipping staff with skills for the future.

Brand and Reputation Enhancement: Building a strong, trustworthy brand image.

Environmental, Social & Governance (ESG) Initiatives: Promoting sustainability in business practices.

The durbar featured interactive sessions where the Human Resource Department shared insights on how to enhance customer experiences and adapt to digital advancements.

The discussions were energetic, filled with creative ideas and practical suggestions aimed at achieving the company’s strategic objectives.

The durbar concluded with a renewed sense of purpose and commitment from all employees to step out of their comfort zones and embrace growth.

GLICO Life remains dedicated to fostering an innovative and collaborative work culture that delivers value to customers and clients alike.

On November 25, GLICO Life and YANGO Ghana Partnered to Provide Tailored Life Insurance for Drivers and Passengers. The partnership was signed by Maame Dufie Achampong-Kyei, Managing Director, GLICO Life, and Tom Ofonime, Country Manager, YANGO Ghana at a ceremony held at GLICO Life's head office in Adabraka.

The partnership introduces a policy tailored to safeguard the lives of YANGO partner drivers and passengers on a YANGO trip for:

Death (natural or accidental)

Permanent disability

Medical expenses

Bodily injury

Speaking on the importance of the partnership, Maame Dufie Achampong-Kyei, Managing Director, GLICO Life said the partnership aligns with GLICO Life’s quest to expand coverage through technology “This partnership means a lot to GLICO because we are passionate about technology. Partnering with YANGO, a technology-driven company, allows us to provide secure riding solutions for Ghanaians. Together, we are ensuring every journey is safe and protected.”

Tom Ofonime, Country Manager, YANGO Ghana expressed excitement about the collaboration, highlighting its role in enhancing YANGO’s service delivery. On his side, he, said, " I do agree that bad things do happen sometimes and when the unexpected happens, we want drivers and passengers to know that a reliable life insurance company is there to cater for these unseen eventualities."

To grace the occasion, Mr. Edward Forkuo Kyei, Group CEO of GLICO Group reiterated the importance of planning for the unexpected "Insurance is the only product that one cannot buy when needed. That is why we must always make provisions to ensure that when the unexpected happens, GLICO Life will always be there to take care of it."

This collaboration reflects GLICO Life’s mission of bringing life insurance to the doorstep of every Ghanaian household. By integrating this Life Insurance offering into YANGO’s service, both companies aim to enhance the safety and security of every trip, ensuring that passengers and drivers have peace of mind while on the road.

This year’s Customer Service Week was celebrated under the inspiring theme “Above & Beyond.”

The theme reflects our unwavering commitment to exceeding customer expectations and ensuring every experience is exceptional. At GLICO Life, going the extra mile is not just a goal but a daily standard.

Monday kicked off with the creation of a Customer Service Wall, where employees shared their favorite customer feedback, tips, and words of encouragement. The wall became a source of motivation and inspiration, reminding us of the value we bring to our customers.

Tuesday brought excitement with a Trivia Challenge that tested employees’ knowledge of customer service best practices. It was a lively and engaging way to refresh our skills and foster teamwork.

On Wednesday, we focused on appreciation through the Recognition Wall. Team members expressed compliments and celebrated each other’s contributions toward delivering exceptional service.

Thursday was dedicated to Customer Service Storytelling. Employees shared memorable experiences that highlighted empathy, creativity, and dedication to resolving customer issues, underscoring the power of meaningful connections.

Friday marked the grand finale with Work Hard, Play Hard Day. The celebration featured music, games, and fun activities, reinforcing teamwork and camaraderie as we wrapped up a memorable week.

At GLICO Life, we are committed to consistently raising the bar to meet your needs and exceed your expectations.

A heartfelt thank you to our incredible team for embracing the spirit of service and to our loyal customers for your continued trust.

Together, we go Above & Beyond every day!

We are proud to unveil our new Ghana National Fire Service Comprehensive Welfare Policy, designed exclusively for the courageous men and women of the Ghana National Fire Service. This new policy is our way of honoring and supporting those who dedicate their lives to keeping our communities safe.

Why This Policy Matters:

Our Ghana National Fire Service Comprehensive Welfare Policy is crafted to provide coverage for personnel of GFS with adequate benefits in the event of death of the officer or his dependent’s. By providing this tailored protection, we are ensuring that these everyday heroes can focus on their critical duties without the added worry of financial insecurity in times of need.

Key Features:

• Critical Illness and Death of Officer: Tailored to support family incase critical illness and death of Officer.
• Death of Dependents (Spouse or Child): Significant financial support for officer in case of death of dependents.
• Accidental Death and Permanent Disability Benefits: Significant financial support for you and your family in case of accidental death or disability as a result of an accident while on duty.
• Dismemberment: Coverage for loss or total loss of Limbs and sight in the course of carrying out official duty.

As we activate this policy, we extend our deepest gratitude to the Ghana National Fire Service for their unwavering dedication and service to our nation. We recognize the immense sacrifices made by these brave individuals, and we are honored to support them through this comprehensive coverage plan.

At GLICO Life, we remain committed to providing Life Insurance solutions that truly matter. The activation of the Ghana National Fire Service Comprehensive Welfare Policy is a reflection of our ongoing efforts to deliver tailored protection to those who serve and protect our communities with courage and dedication.

We are excited to support Ghana’s future leaders through the GLICO Life Service with Protect Plan activation. During the National Service registration period, we offer an exclusive opportunity for national service personnel to sign up for a comprehensive welfare policy tailored specifically to their needs.

As registration kicks off, there is a buzz of excitement in the air. Fresh graduates, ready to embark on their national service journey, are stepping into a new chapter of their lives, and we are here to provide the support they deserve. Our team is fully committed to ensuring that each national service member is empowered with the protection they need.

Our dedicated agents are present at every registration center, ready to assist personnel with a smooth and seamless enrollment process. This is more than just a sign-up event; it is a celebration of the talent, potential, and promise of Ghana’s youth. We are proud to stand by them, offering a robust safety net that allows national service members to focus on their responsibilities without worry.

The GLICO Life Service with Protect Plan for National Service Personnel is an insurance package designed to cover critical risks such as natural death, accidental death, daily hospitalization, permanent disablement, and medical expenses resulting from accidents. Additionally, we provide extended free coverage for a year after their service period, giving them peace of mind even beyond their national service.

The enthusiasm from the personnel is palpable, and with each new registration, we reaffirm our dedication to building a secure and supportive environment for those contributing to the nation through service.

This annual activation event is not just about enrollment; it is about celebrating the strength and contributions of Ghana’s youth. From day one, we take pride in ensuring that every national service member feels valued, protected, and empowered as they embark on this important journey.